Business Insights
Summary Gaap Results
- Q4
- Q3
- Q2
- Q1
Total Revenues
$238,309
$259,600
$278,425
$253,634
2019
$263,929
$273,611
$297,659
$304,429
2020
$315,579
$331,432
$341,638
$339,486
2021
$342,971
$390,076
$410,589
$401,781
2022
$401,760
$489,232
$408,039
$396,340
2023
Fully Diluted EPS
$1.22
$1.31
$1.44
$1.26
2019
$0.37
$0.83
$1.42
$1.42
2020
$1.61
$1.69
$1.75
$1.71
2021
$1.65
$1.86
$1.91
$1.76
2022
$1.76
$2.54
$1.69
$1.19
2023
ROTCE
17.60%
17.74%
18.28%
15.41%
2019
4.48%
9.77%
15.85%
15.37%
2020
17.16%
17.32%
16.98%
16.13%
2021
15.63%
17.62%
17.40%
15.95%
2022
15.43%
21.06%
13.43%
9.54%
2023
Total Loans
$18,175
$18,814
$19,346
$19,788
2019
$20,397
$22,520
$22,477
$22,425
2020
$23,087
$22,898
$23,058
$23,414
2021
$24,499
$26,333
$27,712
$29,042
2022
$30,298
$31,153
$31,943
$32,676
2023
Total Deposits
$18,480
$19,449
$20,001
$20,181
2019
$21,333
$25,522
$26,544
$27,706
2020
$28,293
$28,218
$29,370
$31,305
2021
$32,296
$32,595
$33,690
$35,065
2022
$36,179
$37,723
$38,296
$38,540
2023
Book Value per Common Share
$52.63
$54.29
$55.97
$56.89
2019
$57.85
$59.05
$60.26
$61.80
2020
$62.33
$64.19
$65.36
$66.89
2021
$66.30
$66.74
$67.07
$69.35
2022
$71.24
$73.32
$73.23
$75.8
2023
NPA/Loans & ORE
0.61%
0.55%
0.53%
0.46%
2019
0.48%
0.38%
0.40%
0.38%
2020
0.36%
0.27%
0.24%
0.17%
2021
0.14%
0.09%
0.15%
0.16%
2022
0.15%
0.15%
0.14%
0.27%
2023
Classified Asset Ratio
13.0%
13.9%
13.5%
13.5%
2019
12.0%
11.2%
9.9%
8.1%
2020
7.3%
6.8%
5.6%
4.1%
2021
3.60%
2.9%
2.6%
2.4%
2022
2.7%
3.3%
4.6%
5.2%
2023
Net Charge Offs
0.08%
0.09%
0.10%
0.07%
2019
0.20%
0.10%
0.23%
0.19%
2020
0.20%
0.17%
0.16%
0.14%
2021
0.05%
0.01%
0.16%
0.17%
2022
0.1%
0.13%
0.23%
0.16%
2023
Summary Non-Gaap Results
- Q4
- Q3
- Q2
- Q1
Total Revenues*
$240,269
$264,066
$278,008
$253,566
2019
$263,466
$273,739
$297,008
$304,429
2020
$315,579
$331,066
$341,638
$339,093
2021
$343,032
$390,076
$410,372
$401,781
2022
$401,760
$499,193
$417,766
$403,492
2023
CAGR 12.9%
Fully Diluted EPS*
$1.24
$1.42
$1.45
$1.27
2019
$0.39
$0.89
$1.45
$1.58
2020
$1.61
$1.68
$1.75
$1.70
2021
$1.65
$1.86
$1.91
$1.76
2022
$1.76
$1.79
$1.79
$1.68
2023
CAGR 9.3%
ROTCE*
17.91%
19.28%
18.31%
15.49%
2019
4.71%
10.45%
16.19%
17.11%
2020
17.16%
17.32%
16.98%
16.13%
2021
15.65%
17.63%
17.48%
15.95%
2022
15.43%
21.06%
13.43%
9.54%
2023
CAGR 11.8%
Total Loans
$18,175
$18,814
$19,346
$19,788
2019
$20,397
$22,520
$22,477
$22,425
2020
$23,087
$22,898
$23,058
$23,414
2021
$24,499
$26,333
$27,712
$29,042
2022
$30,298
$31,153
$31,943
$32,676
2023
CAGR 12.2%
Total Core Deposits
$16,341
$16,504
$17,103
$17,617
2019
$18,604
$21,392
$22,004
$23,511
2020
$24,971
$25,858
$27,145
$29,317
2021
$30,398
$30,011
$30,749
$31,301
2022
$32,054
$32,781
$33,607
$33,739
2023
CAGR 16.3%
Tangible Book Value per Common Share**
$28.61
$30.26
$31.60
$32.45
2019
$33.20
$34.43
$35.68
$37.25
2020
$37.88
$39.77
$40.98
$42.55
2021
$41.65
$42.08
$42.44
$44.74
2022
$46.75
$48.85
$48.78
$51.38
2023
CAGR 13.0%
NPA/Loans & ORE
0.61%
0.55%
0.53%
00.46%
2019
0.48%
0.38%
0.40%
0.38%
2020
0.36%
0.27%
0.24%
0.17%
2021
0.14%
0.09%
0.15%
0.16%
2022
0.15%
0.15%
0.14%
0.27%
2023
Classified Asset Ratio
13.0%
13.9%
13.5%
13.5%
2019
12.0%
11.2%
9.9%
8.1%
2020
7.3%
6.8%
5.6%
4.1%
2021
3.60%
2.9%
2.6%
2.4%
2022
2.7%
3.3%
4.6%
5.2%
2023
Net Charge Offs
0.08%
0.09%
0.10%
0.07%
2019
0.20%
0.10%
0.23%
0.19%
2020
0.20%
0.17%
0.16%
0.14%
2021
0.05%
0.01%
0.16%
0.17%
2022
0.1%
0.13%
0.23%
0.16%
2023
*: excluding merger-related charges, gains and losses on sales of investment securities, ORE expense (income), loss on sale of non-prime automobile portfolio, branch rationalization charges, FHLB restructuring charges and hedge termination charges. PPNR represents pre-tax, pre-provision net revenues.
**: excluding goodwill, core deposit and other intangible assets
Loans, deposits and revenues in millions.
Note: For a reconciliation of these Non-GAAP financial measures to the comparable GAAP measure, click here.